houseboats and floating homes

Seattle Houseboats and Floating Homes

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What are the differences in living on a Seattle houseboat as opposed to on land?

Seattle houseboats and floating homesFloating homes usually have the same conveniences you experience in your home.  Electricity, water, and sewer services are either permanently attached or available.  Some liveaboards require sewer pump-out.  Most houseboat dwellers use only cell-phones and wireless internet for communication.  Some moorages will have gas and propane available to the home owners.  Most tv coverage will come from a satellite dish, although some moorages do have cable.

Do Seattle houseboats move around a lot on the water?

Floating homes do move when wind and waves get heavy.  However, the vast majority of the time they are very calm.  These are fairly large structures on the water.  In Portage Bay and Lake Union, boat speeds are heavily regulated, so the only problems you'll have with high speed boat wake are the police and the 4th of July revelers.

How do I inspect a Seattle houseboat?

Houseboats and floating homes require a specific, experienced inspector.  Their job is inspecting the float, or the structure that keeps your home above the water.  This can be a hollow shell, foam-filled floats, or even just a bunch of logs tied together in the most crude floating homes.  Expect to pay about $400-$500 for an inspection.  Some homeowners will have the home lifted out of the water for inspection, others will require a dive.  You should also get an interior inspection, which can cost another $300-$400.

Is it hard to finance / get a mortgage on Seattle houseboats?

Houseboats for sale in SeattleLending is somewhat more difficult on floating homes and houseboats.  Larger down payments are required, and loan terms are usually between 15 and 25 years.  We have specialty lenders in Seattle who do the bulk of lending on floating homes.

Are there other costs when living on the water?

You'll pay monthly fees to your moorage management company.  Moorage can be rented or owned, in which case you might have an HOA that manages the maintenance of the docks.  These fees would include your sewer, garbage, and water.  Also, it's a boat - they have more maintenance requirements than a land-locked home.  Homeowner's insurance will be somewhat more expensive than a traditional home insurance policy.

What else should I know when considering buying Seattle houseboats?

This is a whole new lifestyle.  Sell off your 2nd patio set, guest room futon, and 4 piece executive desk.  Most floating homes are comfortable, but not exactly spacious.  You'll need to plan for a parking area on land, which may be a garage or just street parking.  Hauling the groceries home requires taking a wagon load down the docks.  Inviting guests over might include security gates, etc.

However, once you're in and your friends are visiting, or you're just relaxing by yourself in the sun, there's nothing like living on the water.

See All Houseboats and Floating Homes For Sale

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Newest Seattle Houseboat and Floating Home Listings

Seattle WA 98102

$2,400,000

Seattle

Rare Lake Union Waterfront available for first time in 96 years. With 3 separate cottages and C2-40 zoning + significant fee simple ownership over water, there are mult...

  • Beds
  • Baths
  • MLS 685530

10  E Roanoke St Unit 12, Seattle WA 98102

$1,890,000

10 E Roanoke St Unit 12, Seattle

Stunning architecturally inspired floating home with multiple levels and large full walls of windows to take in the amazing lake views and enjoy lake living in style. Thi...

  • Beds 3
  • Baths 2.0
  • MLS 629567
  • Bldg. Roanoke Reef Condo

2600   Fairview Ave E Unit 11, Seattle WA 98102

$1,395,000

2600 Fairview Ave E Unit 11, Seattle

Mallard Cove. Lakefront living at its best! Remodeled throughout, paperstone kitchen counters, custom fir cabinetry, Euro Built doors & windows open the walls to welcome...

  • Beds 3
  • Baths 3.0
  • MLS 691719
  • Bldg. Mallard Cove

2466   Westlake Ave N Unit 7, Seattle WA 98109

$1,299,000

2466 Westlake Ave N Unit 7, Seattle

Featured on the Seattle Floating Homes Tour, this home has been obviously adored by the current owners! Thoughtful care in every detail as it has evolved over their 30+ y...

  • Beds 1
  • Baths 1.0
  • MLS 668146

2351   Fairview Ave E Unit K, Seattle WA 98102

$1,150,000

2351 Fairview Ave E Unit K, Seattle

Floating home w/rare Garage. Amazing beauty w/powerful Arts&Crafts design. Views of shimmering water fm every window, door & deck. Faces south& west to capture the sun's ...

  • Beds 2
  • Baths 2.0
  • MLS 654626
  • Bldg. Phoenix Moorage Condominium

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